Start your eligibility check — takes about a minute
We ask a few simple questions to see if a complaint might be appropriate. There is no obligation and no guarantee of compensation.
Why this matters
For years, some dealers and brokers were paid commission that encouraged selling higher interest rates. The FCA has ruled that this practice was unfair, and a massive redress scheme is now under way.
Millions of finance agreements could be affected — meaning many people are owed money, possibly hundreds or more.
How Much Money Is Owed
The numbers are staggering:
0M
finance agreements could be affected
£0
average payout per customer
£0B
total owed to UK drivers
£0B
industry bill (including admin)
In other words: there's still billions of pounds waiting to be paid out, and we'll help you get your share.
COULD YOU BE OWED MONEY?
You might have a claim if your car finance agreement included any of these.
If you took out PCP or HP finance between April 2007 and November 2024, you could be owed compensation.
Discretionary Commission Arrangements (DCAs)
Here dealers could secretly increase your interest rate.
Unfairly High Commission
Where commissions were excessive compared to the loan amount.
Contractually Tied Arrangements
Where dealers claimed to find the best deal but were actually tied to a single lender.
What we do
We make the whole thing stupidly easy:
You tell us the basics
Your name, when you financed the car, dealer/lender if you've got it, and a few other small details.
We connect you to a specialist
We'll pass your details to an FCA or SRA regulated claims firm who will assess your case and, if accepted, handle the full claims process on a no win, no fee basis.
They do the hard work – you get the result
The regulated firm will manage the claim, deal with the lender, and work to recover any compensation owed.
CHECK OUT OUR REVIEWS
Quick and easy process...
I used this service to check old car finance agreements and recovered £1,486 plus £69 interest.
ALICIA KOGA M., 13 hours ago
Claim within 60 seconds
Just made my claim within 60 seconds, no faf or stress follow up communication clear.
Nick Brewis, 16 hours ago
Simple to use website and...
Simple to use website and very quick to check potential claims.
Alan, 19 hours ago
Rated 4.8 / 5 based on 6,272 reviews. Showing our 4 & 5 star reviews.
Why use us
We make it simple
Tell us your basics and we connect you to a regulated firm.
No charge from us
Using this website is free. If you later instruct a claims firm, they may charge a fee under the FCA cap.
Safe & secure
We only share your details with one authorised firm and never resell data.
Clear information
You will always see the DIY option and fee caps before proceeding.
Pricing
No win, no fee – and nothing to pay us.
We don't charge you for using this service. If your case is taken on, a regulated claims firm will run your claim on a no win, no fee basis.
If they win compensation for you, they'll deduct their agreed success fee (usually between 18% and 36% including VAT) and you receive the rest. We may receive a referral fee from the claims firm, but this doesn't change what you get.
How long will it take?
Timing depends on when the FCA finalises the scheme and how quickly lenders respond. Once we have the green light, most claims are handled without you needing to do anything. We'll give you realistic updates and a clear timeline for your claim.
Real talk — no fake promises
We can't say exactly how much you might get back, because every case is different. But we can promise that once we pass your case to a regulated claims firm, they'll run things professionally, keep it transparent, and only charge a success fee if they win compensation for you.
GOOD TO KNOW
No Win No Fee Promise
"Where No Win, No Fee is offered - You pay nothing unless your claim is successful between 18 - 38% including VAT applies on successful claims depending upon the complexity and cancellation fee may apply outside the 14 day cooling off period. We may receive a fee for introducing you to a third party/panel solicitor. This does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce in 2026. Whilst we always strive to get you the maximum amount of compensation possible, there is no guarantee that you won't achieve more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA has confirmed plans for an industry-wide motor finance compensation scheme expected in 2026.
It will cover car finance agreements taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.
GOT QUESTIONS?
Start your eligibility check — takes about a minute
We ask a few simple questions to see if a complaint might be appropriate. There is no obligation and no guarantee of compensation.